Home Insurance Claims Procedure and Documentation
Do the following before any claims:
- Take all necessary measures and steps to mitigate any loss and/or damage.
- Not dispose off the damaged items until our approval.
- Immediately make a police report and co-operate with us in securing the conviction of the offender if loss/damage is caused by housebreaking, theft, malicious damage, vandalism or other criminal acts.
In the event of a potential claim from a third party against yourself or any member of your family:
- immediately send to us any letter of demand, writ of summons, legal documents or other communication served on you;
- do not admit liability or make any promise regarding settlement without our written consent.
Submit the following documents with completed claim form:
- Colour Photos of the damaged property
- Original Purchase Receipts/Invoices
- Assessment Report from repairer on the cause and extent of the property damage
- Quotations for Repair/Replacement of the lost/damaged property
- Original Repair/Replacement Invoices/Receipts
- Police Report